Varthana Finance Vacancy 2024 For Cluster Credit Manager / Manager – Credit

AYE Finance Recruitment 2024 For Branch Credit Managers

We are looking for Cluster Credit Manager / Manager-Credit for School Loans / Institutional Loans

Note :- Preferred candidates experienced in Home Loan / Mortgage Loan

Education Qualification :- Minimum Any Degree and above

Experience :- Relavent Experience must required

Salary :- Best In Industry

Other Benefits :- Attractive Incentive PF ESIC Insurance and Other Benefits

IFFCO Kisan Finance Vacancy For Credit Managers

Key Role Deliverables

Team Leadership & Team Development: Building a high-performing motivated team by working closely with the team members, coaching & mentoring, and leading them as an example

Recruitment :

Hiring, and training the credit team on all parameters of credit analysis, monitoring, and taking necessary action to improve the efficiency of the team
Stakeholder Management: Monitoring legal / technical vendors for the quality of work, turnaround time, etc, and ensuring that Varthana gets the best out of them

Portfolio Management:

Managing the School Loans portfolio for the branch. This includes onboarding, monitoring, management, and recovery of school institution loans in the regions.
Ensuring that the portfolio losses are within the portfolio threshold through following appropriate early warning practices by the team and taking appropriate account-level action when necessary.
Ensuring that the team and the portfolio are audit compliant and ready at all times.

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Code of Conduct:

Developing and implementing appropriate due diligence processes to ensure that the policy parameters are adhered to by the regional credit team while onboarding new clients
Understanding the local best practices in underwriting, monitoring, and tailoring makes processes when necessary
Relationship Management: Building a solid relationship with customers, for a better customer experience

Preferred Profile

Minimum Education Qualification: Graduation / Post Graduation from a reputed institution
7+ years of experience in Retail banking / SME credit management
3-4 years of experience in handling teams
Team player and motivating the team members to achieve the goals
Influential communication in English and local languages
Analytical skills and ability to process data on computer spreadsheets
Comfortable in assessing clients without access to audited financials
Understanding of risk and its various dimensions like operational risk, credit risk, market risk, etc
Willingness and ability to travel within the city

We have a 6-day work week, a transparent, flexible, and open-door work environment that fosters innovation & learning.

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Job Location :- There are various Locations at as given below here